2020 Board of Directors
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Suzette Covalt

Mr. Steve Aquino, RFC, CSA
410-857-3331
877-293-4629
Fax: 410-857-3324
E-mail

Dr. James Ball
410-386-8188
410-386-8180
Fax: 410-386-8181
E-mail

Mr. Michael Gibble
202-441-6963
240-428-3370
Fax: 240-428-3371
E-mail

Ms. Tiombe Paige

Dennis Twigg
Attorney Twigg is an associate who joined the firm in October 2009 and is admitted to practice in Maryland and Pennsylvania. He earned his B.A. from Dickinson College and his J.D. from the University of Miami Law School where he was a member of Phi Delta Phi Honor Society. His areas of practice include:

Wills
Trusts
Estate administration
Estate Planning
Elder Law
Medical Assistance/Medicaid
He is a member of the National Academy of Elder Law Attorneys, the Maryland State Bar Association and the Carroll County Bar Association. He currently serves on the Launch Carroll Committee of the Carroll County Chamber of Commerce.
Fax: 410-876-9263
E-mail

Mr. Mike McMullin
Chamber President/Executive Committee
Mike is the President of the Carroll County Chamber of Commerce.
410-848-9050
410-977-3111
Fax: 410-876-1023
E-mail

Mr. Jon Allen

Andrea Berstler

Mr. Brady Chapman
410-386-7265
410-876-2280
Fax: 410-386-7210
E-mail

Ms Sherry Cracium-Bolin
410-848-3636
410-876-3990
Fax: 410-876-0978
E-mail

Mrs. Lisa Degitz
410-871-0470
410-848-7486
Fax: 410-871-0743
E-mail

Ms. Valerie Giovagnoni
Director/Executive Committe

Sonya Hand

Mr. David Hogue
Director
410-386-1467
443-340-9237
Fax: 410-386-4544
E-mail

Ms. Coleen Kramer Beal, AWMA
Coleen Kramer Beal started working with the team in 2005 as a Senior Registered Private Client Associate.   Determined to be of greater service and value to our clients, Coleen obtained the Certified in Long-Term Care (CLTC) designation in March 2015 and the Accredited Wealth Management Advisor (AWMA®) designation in November 2017.  Coleen graduated Janney’s Financial Advisor Development Program in July 2018.  Coleen is passionate about helping our clients and their families plan for a successful financial future.  She oversees our administrative and client relationship services, serves as our estate administrator, and is our team contact for insurance planning.

Prior to joining Janney, Coleen worked with our team at Morgan Stanley and its predecessors.   Before moving to Maryland in 2005, she was a Branch Operations Manager, Assistant Vice President at Prudential Securities in Destin, Florida. Coleen graduated magna cum laude from the University of West Florida with a bachelor’s degree in Legal Administration. Coleen proudly earned the Janney Values Award in 2016, she was the first Chairperson of the Janney Private Client Associate Council, and is a Steering Committee member of Janney’s Women’s Interactive Network (WIN).

Giving back and participating in the community is important to Coleen.  She is an active member of her church helping with children’s ministries and serves on the Board of Directors for the nonprofit Marriage and Relationship Education Center (MREC).  Coleen is also an Ambassador for the City of Taneytown and the Carroll County Chamber of Commerce. 

Coleen grew up in an Air Force family and appreciates the unique challenges faced by military families.  Her oldest of 5 children is currently serving in the U.S. Navy.  Coleen and her husband, John, live in Taneytown with their family. 
 
443-201-2088
Fax: 410-848-1218
E-mail

Ms. Sharon McClernan

Jason Stambaugh
Immediate Past Chair

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